Personal Finance page 3

To begin with, let’s start with a quote from someone that I forgot: “When unmanaged, expenses always rise to income levels”. I think it’s a very meaningful quote, because it’s quite common to see rich executives spending lavishly, even to the extent that their savings can’t sustain their living expenses for a month. Coming to this, I read […]

It’s been some time since I last reported on my finances, how my funds are doing and how much income I’m getting. Well… my mutual funds have pretty much gone back to the pre-correction levels, so it’s pretty good that I’m still having a little bit of profits, somewhere within the region of 3-4%. It’s […]

The market had given many investors a bad belated Chinese New Year present and I’m one of those investors affected. In fact, bad is an understatement. Well… just these past 2 days, my overall portfolio had dropped over 6%, which is enough for most investors to declare the end of their investing journey. From a […]

I logged into my mutual fund accounts and saw a large 3% average drop today. This is the biggest change I had experienced in my investment so far, so I went off to read news, which I seldom did. As expected, the news did mention a drop in stock markets around the world, so all […]

My friend left a comment and said that there was a trend in bond investing, therefore I’m blogging specifically about bonds in this post. Bonds are basically fixed income instruments, but it does not mean that there are no risks involved. Basically, you are taking some form of risk even when putting your money in fixed […]