First Day As a Financial Adviser

Today’s gonna be the first day that I start work as a Financial Adviser. To be precise, I will be taking part in my first road show in nine and a half hours time. My feelings are mixed for a few good reasons, mainly because I’m excited, yet fearful at the same time. I attribute this to my belief that I am not really an extrovert, so I may not be good at meeting people off the streets or in the malls. Well… I may be quite open and talkative once I get to know people slightly more, but overall, I am still fairly shy.

With that said, I am still embracing a healthy attitude towards my first day officially working as a financial adviser. Well, some people actually told me to start prospecting (without talking about products and just getting contacts) even before I got my agent code, but I believe in working with full compliance and do not want to step on any grey boundaries. As I often say, Integrity is the most important principle that I stand by. It is worth waiting a few days to comply with rules and regulations and I made up for this lost time by speeding up the process in other areas. For example, in my certification examinations, I passed all the tests in my first attempt, which really speeds up the process a lot. Most people have to take these tests a few times to pass.

After passing all the tests, I do have some free time to prepare myself for my first day and I took this time to identify a few key reasons why people should choose me as a Financial Adviser:

• I plan my own finances well
  Many Financial Advisers do not have healthy looking bank accounts, but I can say that since I started to mature, I have started to cultivate sound financial discipline. Since the age of 18, I stopped getting allowance from my mother. Most importantly, I learnt to save, invest and grow my money. The end result is that my bank account is looking pretty healthy, especially considering the fact that I am still a student and not getting allowances. Also, if anything were to happen to me today, I am personally insured for $500,000. If I can plan for myself, I can plan for you.
• I pass all my certifications in my first attempt
  Well… if someone takes many times to pass his exams, it could be luck at his last try. However, I took the time and effort to really look through and understand the standards required of Financial Advisers, which explains why I can pass all of the tests in my first attempt. My knowledge will contribute to helping you make the right choices in your Financial Planning.
• I thoroughly understand the need for protection
  Not many Financial Advisers can truly feel the importance of protection in events of death, disability or critical illness. I can safely say that I feel it myself, because my father past away when I was just six years old and he apparently did not have or did not have enough coverage. My mother had to support three kids on her own and trust me, her pay does not look good in those years. For the whole of my primary school days, my common everyday meals were just porridge with either canned food or just porridge with shreds of meat.

  Therefore, I seriously respect my mom for bringing us up, at times by juggling a few jobs at certain stages of her life. I can safely say that she did very well to bring us up and I think she had a tough job as our mom. I long for the day where I can tell my mom to stop working and start spending my money. Some people may not be as lucky as me and may run into serious problems being brought up in a single-parent family. The financial problems experienced when the breadwinner can no longer provide bread may cause the whole family to fall apart.

While typing this post, I just realized that as I grow older, I grow to love my mother and appreciate her more. Well… I do make fun of her more too. I hope that through the course of my work, I am able to inspire more people to think about how important their family members are and why they ought to be protected. Through that, we derive win-win situations because I get a client and the client will be glad that his financial needs are being planned for.

With that said, if anyone in Singapore would like to hear what I have to say in Financial Planning, feel free to contact me at 96620835. Well, if you just want to drop a SMS to wish me good luck on my first day of work, go ahead too, permission is granted.